2026 FSP Institute Schedule

5:00-7:00 pm – Registration and Reception

7:15 am – Registration and Continental Breakfast

8:00-9:50 am
Session 1 (coming soon)

10:00-11:50 am

Social Security

Bradley Hardin, RSSA

12:00 pm – Sit-down Lunch

1:00-2:50 pm
Session 3 (coming soon)

5:30-7:00pm
Hospitality Suite (sponsored by Ash Brokerage)

7:15 – Continental Breakfast

8:00-10:50 am
Settlement Trusts

Rachel McCrocklin, CFP, CeFT

10:00–11:50 am
College Planning Disrupted - Need-to-Know Changes from the New Budget Bill

Cozy Wittman

The new budget bill has significantly reshaped college planning and will require new strategies for parents and grandparents. Student loan and parent loan rules for both undergrad and grad students have changed, 529 Plans have been expanded and financial aid families receive from colleges will be affected. We will explain the myriad of changes and what advisors need to know to navigate the new college planning landscape with their clients.

You will learn:

• Highlight new uses for 529 Plans and review rules and limitations
• Discuss how policy changes toward college and universities will impact scholarships and grants all families receive, regardless of income
• Explore new planning strategies as a result of the policy changes

12:00 pm – Sit-down Lunch

1:00-2:50 pm
Elevating Your Practice – Issues in Aging, Synergy with Aging Life Care Professionals®

Spencer Brown, MSG, LNFA, CMC

During this session, you will learn about the profession of Aging Life Care™ and how it supports families and professionals who navigate adult aging issues. Family caregivers, clients, and the professionals on their team deal with an array of pressures and opportunities to promote dignity and grace for older and disabled adults. We will discuss case scenarios, how to identify situations when adding a specialist in aging well makes sense. As trusted financial, legal and insurance professionals, you will gain valuable insight into how to be the best resource for your clients and those in your sphere of influence. Our time together will be a free-flowing conversation in order for you to reap optimal benefits from our time together.

You will learn:

• The tenets of the Aging Life Care™ profession 
• Common issues in the aging and disability space
  
• How a partnership with an Aging Life Care Professional® can enhance your service to clients
  

5:30-7:00 pm
Reception and Kenneth Black Jr. Awards Dinner

7:15 am – Continental Breakfast

8:00-9:50 am
Executive Compensation

Kathleen W. Bilderback, JD, LL.M. (Taxation), AEP

10:00-11:50 am

Longevity Literacy Gathering: Long Term Care as a Financial Imperative

Carroll Golden, CLU, ChFC, CLTC, CASL, LECP, FLMI

Is your clients’ longevity plan built to last? What are the hidden retirement risk advisors can’t ignore? How can advisors turn long-term care conversations into client confidence? What’s the missing piece of retirement planning?

Longevity is no longer a future concern, it’s today’s reality. As lifespans extend, the cost of extended care is outpacing most retirement projections. The result? Families under pressure, plans undone, and advisors caught off guard.

You will learn to:

• Frame long-term care as a financial and family planning conversation. 
• Collaborate with financial professionals, agents, attorneys, and CPAs for integrated solutions.
• Protect clients, and caregivers, from emotional and financial strain.
• Navigate multi-generational dynamics with confidence and empathy.

12:00 pm – Adjournment